State to Receive $337,500 in Securities Settlement
Vermont to Receive $337,500 in Securities Settlementwith Deutsche Bank Securities and Thomas Weisel PartnersMontpelier, VT (August 26, 2004) – Under the terms of settlements announced today betweensecurities regulators and Deutsche Bank Securities Inc. and Thomas WeiselPartners LLC, Vermont stands to receive $337,500 in total fine money uponfinal acceptance of the terms of the agreement, said John P. Crowley,Vermont’s Commissioner of Banking, Insurance, Securities and Health CareAdministration (BISHCA). The settlements result from allegations ofconflicts of interest at brokerage houses where analysts recommendedstocks due to improper influence from their investment banking colleagues.Deutche Bank Securities, Inc. will pay $287,500 and Thomas Weisel Partners LLC will pay $50,000 in fines.Commissioner Crowley made the announcement following investigations of thetwo firms by the California Department of Corporations, the U.S.Securities and Exchange Commission, NASD, Inc., and the New York StockExchange. The settlements are related to the April 2003 Global Settlementthat ten other investment banks reached with the state, federal andindustry regulators.Deutsche Bank will pay a total of $87.5 million: $25 million indisgorgement, $25 million as a penalty for various conflicts ofinterest, $25 million to fund independent research, $5 million to fund andpromote investor education, and $7.5 million for failing to promptlyproduce e-mail and thereby delaying by over a year the investigation as toDeutsche Bank. Thomas Weisel Partners will pay a total of $12.5 million:$5 million in disgorgement, $5 million as a penalty for various conflictsof interest, and $2.5 million to fund independent research.The investigations of Deutsche Bank and Thomas Weisel Partners,together with the 2003 Global Settlement, are part of a comprehensiveregulatory effort to reform the relationship between investment bankingand research and to manage appropriately conflicts of interest.Commissioner Crowley said, “Today’s settlements represent a significantstep in our continuing efforts to ensure that investors are treated fairlyand provided with objective research.”Under the terms of the settlement, Deutsche Bank is also required todistribute $2.5 million to the Investor Protection Trust (IPT), which willuse the money to fund investor education initiatives on the state andnational levels. The IPT is an established charitable organization withexperience handling settlement funds and a history of investor educationsuccesses.
When you think of “virtual reality,” most people think of immersive, interactive 3D video games — not banking. But can financial institutions tap VR to create a memorable and engaging banking experience, one that truly immerse people in their financial lives? Virtual reality could be used to turn uninspiring numbers and dry concepts into a more rich and meaningful experience, using vivid imagery to engage both the left- and right sides of their brains.A handful of banks and credit unions are already pioneering tests with this emerging technology. They are creating VR apps that showcase their digital banking solutions in artificial 3D environments. Some are creating tools to help people manage their finances. And others are using virtual reality as a marketing tool to generate PR buzz.“Banking concepts and savings and saving for retirement — all this stuff is often very intangible,” explains Raja Bose, a Partner with Genpact. “You’re not buying anything, you’re not walking out of a branch holding something. To some extent VR becomes a way of helping customers get a little more tangibility. Virtualizing is a good tool for visualizing data. If you can come up with a way of showing how the $100 you save today turns into a big pile of money in 20 years it might make it easier for people to grasp the concept.” continue reading » 42SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
The main bedroom at 25 Elaroo St, Marsden.There is also a separate laundry.Outside, on the patio is where the family likes to entertain friends and family, and this is also Mr Palethorpe’s favourite area of the 734sq m property.“Out in the garden area we like to have friends over and entertain,” he said.“We watch the kids run around the yard, have a barbecue and roast some marshmallows around the fire pit.” More from newsDigital inspection tool proves a property boon for REA website3 Apr 2020The Camira homestead where kids roamed free28 May 2019The raked ceiling is adds wow factor to the home.The house is on a fully fenced corner block, with the entry into the living room at the front.Three bedrooms are to the right of the home, and are serviced by one bathroom and a separate toilet.The kitchen has received a recent update, with sleek white cabinetry and a baby blue glass splashback injecting a subtle hint of colour into the room. The house at 25 Elaroo St, Marsden, is for sale.The journey of renovating this Marsden property is one that Grant Palethorpe will take with him.Over the decade he and his wife Sally owned the 25 Elaroo St home, they undertook many projects. The kitchen now has a baby blue splashback.“We’ve renovated the bathroom, updated the kitchen, painted inside and out, replaced flooring, put extra cabinetry in the laundry and built-in wardrobes in all of the bedrooms and put in a self watering garden system,” Mr Palethorpe said.“It was done in small pieces over the years, and we tried different layouts in the living area and finally came to the best layout, which is what it is now.” Outdoors is the seller’s favourite space at the property.But the father of four said it was the renovation process he would remember most.“We’ve definitely enjoyed living there and making it a home. I will remember everything from ripping up the turf, to just slowly and gradually building the home to suit our family needs.”The Palethorpes raised three children in the home, and are only now upsizing after adding a fourth.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51
Hotspotting property analyst Terry Ryder. “The Brisbane market is showing signs of uplift, with more growth suburbs emerging in the latest survey,” Mr Ryder said.In fact, Moreton Bay is the second strongest growth market in the country — eclipsed only by Port Adelaide — with 10 suburbs classified as “rising steadily”. These include Clontarf and Woody Point, which have seen increases in sales activity.Mr Ryder said the suburbs’ drawcards included affordable prices, new rail links, a soon to completed new university campus and a bayside lifestyle. More from newsParks and wildlife the new lust-haves post coronavirus14 hours agoNoosa’s best beachfront penthouse is about to hit the market14 hours agoAn aerial view of Mountain Creek, Sunshine Coast, which has been named one of the most consistent suburbs by Terry Ryder.BRISBANE’S HOTTEST GROWTH SUBURBS FOR 2019:AlderleyAlexandra HillsBald HillsBanksia BeachBeachmereBray ParkBrighton BurpengaryCarinaClontarfCorinda EaglebyForest Lake Geebung Gordon Park Heritage ParkJoynerKenmoreLoganholmeMansfield Mt Gravatt EastNewmarketOxley Parkinson RedcliffeRothwellSalisburyStafford HeightsStrathpineSunnybank HillsWoody PointWynnum West(Source: The Price Predictor Index) The Moreton Bay region has a large number of growth suburbs, according to Terry Ryder.But when it comes to consistent sales growth, one Queensland suburb has taken out the top spot in the country — Mountain Creek on the Sunshine Coast.The suburb, with a median home price of $635,000, has sold between 90 and 110 homes in each quarter over the past four years. Its median house price has increased 10.5 per cent in just the past 12 months.“Most property buyers are seeking growth and in the search for rising prices there’s a tendency to undervalue the consistent markets,” Mr Ryder said.“These places represent safety for buyers because markets like this are likely to maintainsteady price levels — but these markets also deliver good growth.” This house at 227 Dewar Tce, Corinda, is going to auction.The number of growth suburbs in Brisbane’s north have risen from four to seven in the latest survey, with rising demand occurring in Alderley, Bald Hills, Brighton, Geebung, Gordon Park, Newmarket and Stafford Heights.Across the state, Clinton in the Gladstone region is the top growth suburb in Queensland, while Emerald in central Queensland, Kearneys Spring in Toowoomba, Little Mountain on the Sunshine Coast and Torquay in Hervey Bay also make the list.Brisbane’s south, Mackay and Moreton Bay are among the national top 10 regions with the highest number of growth suburbs. 
This house at 16 Clifford St, Woody Point, is for sale.The second highest ranked market after Moreton Bay is Brisbane south, which has eight rising markets — many surprise contenders as they have beaten bluechips to take out the top spots where prices are expected to outperform.Those suburbs are Mt Gravatt East, Corinda, Forest Lake, Mansfield, Oxley, Parkinson and Sunnybank Hills. Most of these fit into Brisbane’s “middle market”, with median house prices in the range from $650,000 to $800,000. The Moreton Bay Region is the strongest growth market in Queensland, according to Terry Ryder.THE hottest growth suburbs in Brisbane have been revealed amid signs of “uplift” for the city’s housing market, according to a leading national property analyst.Terry Ryder of Hotspotting has released his latest Price Predictor Index, which tracks rising sales in suburbs across the country and identifies the places likely to deliver strong price growth in the near future.The index found 33 suburbs in Brisbane were “rising steadily”, with the strongest market being the affordable Moreton Bay region. 
43 Views no discussions Sharing is caring! Tweet Share HealthLifestyle China ban on smoking in public places comes into force by: – May 3, 2011
Share China has more smokers than any other country.A ban on smoking in public places has come into force in China – home to a third of the world’s smokers. The move is aimed at curbing the number of deaths from smoking-related diseases, running at a million a year.But the new rules have been criticised because they do not include punishments for those who choose to ignore them.Business owners often resent efforts to force them to ban smoking on their premises, because many customers do not like the rules and complain.The new rules prohibit smoking in places like restaurants, hotels, railway stations or theatres, but not at the office.Employers will be obliged to warn staff of the dangers of smoking but not to forbid them from lighting up at their desks.ResistanceShanghai imposed similar rules a year ago, but people do not seem to take much notice of them.Often you find people smoking at the next table while you are eating your meal or having a drink in a bar.The problem is the regulations do not specify punishments for businesses or individuals who flout them.It appears that many Chinese people are unaware of the dangers of smoking. Research suggests only one in four knows the harm cigarettes or second-hand smoke can cause.Officials say they have to try to persuade people not to smoke to try to reduce the numbers dying from smoking related diseases.At the same time though the government makes a lot of money from the sales of cigarettes by the state-owned firm that makes and sells all tobacco products throughout the country.By Chris Hogg BBC News, Shanghai Share
Lyon built on their midweek Champions League win over Juventus as Moussa Dembele’s brace gave them a 2-0 win over bitter derby rivals Saint-Etienne on Sunday, lifting them up to fifth in France’s top flight.Advertisement Promoted Content8 Addictive And Fun Coffee FactsNothing Compares To Stargazing Places Around The WorldThe Models Of Paintings Whom The Artists Were Madly In Love WithWhy Go Veg? 7 Reasons To Do ThisBest & Worst Celebrity Endorsed Games Ever MadeReal Faces Of The Women From World Famous Paintings7 Ways To Understand Your Girlfriend BetterInsane 3D Spraying Skills Turn In Incredible Street Art7 Black Hole Facts That Will Change Your View Of The UniverseCouples Who Celebrated Their Union In A Unique, Unforgettable Way7 Theories About The Death Of Our UniverseThe Best Cars Of All Time Former Celtic striker Dembele was left unmarked to convert a Martin Terrier free-kick delivery with his shoulder to open the scoring just before the half-hour mark.He then netted a last-gasp penalty for his 16th league goal of the campaign, sealing a win which increased the pressure on Saint-Etienne coach Claude Puel.It was a third consecutive victory in 10 days for Lyon, who have been enduring a disappointing season in Ligue 1 and are still seven points away from Rennes in third place, the last Champions League qualifying berth in France.Rudi Garcia’s side had outfought Juventus to claim a 1-0 win against all expectation in midweek in the first leg of their Champions League last-16 tie.They are due to head to Italy later this month for the return leg, where they will hope to advance from a knockout tie in that competition for the first time in a decade.Meanwhile, they now go into a French Cup semi-final at home to Paris Saint-Germain on Wednesday further boosted by this result, after claiming a deserved victory against their struggling opponents.“It is good what we are doing at the moment. We are playing good football, we are solid too, and that is three games now without conceding a goal,” Garcia told Canal Plus.“We are playing games every three days but the fatigue goes away quicker when you’re winning. Beating Juve gave the players a big confidence boost, for sure.”– ‘In danger’ –Lyon had two further goals disallowed in the second half at the Groupama Stadium, with Lucas Tousart – who scored against Juventus – having one effort ruled out in the 64th minute for handball.Then substitute Karl Toko-Ekambi’s strike from the edge of the area was disallowed because Dembele was standing in an offside position, blocking the goalkeeper’s view.Lyon needed goalkeeper Anthony Lopes to save well from a Denis Bouanga free-kick and Brazilian defender Fernando Marcal to make one vital late clearance before Dembele sealed the points in stoppage time.Timothee Kolodziejczak stopped a net-bound Toko-Ekambi shot with his arm in the box, and Dembele took the resulting penalty, scoring despite goalkeeper Jessy Moulin getting a touch.Saint-Etienne won their last meeting with Lyon in October in what was ex-Leicester City boss Puel’s first match in charge of the former European Cup finalists.However, this was not an enjoyable return to face Lyon, the club he coached between 2008 and 2011. His current team have now taken just seven points from 13 games played since the start of December and are only two points above the relegation zone.“We know we are in danger and we need to do much, much more,” defender Mathieu Debuchy told Canal Plus. “It is a shame to be in a situation like this.”Moussa Dembele (C) scored both goals for Lyon in their 2-0 win over Saint-Etienne on SundayRead Also: Ligue 1: Marseille lose unbeaten run after Nantes defeatElsewhere on Sunday, fourth-placed Lille won 1-0 at Nantes thanks to a Benjamin Andre goal, as they moved back to within one point of Rennes. Bordeaux and Nice drew 1-1.PSG remain 13 points ahead of Marseille at the top after easing to a 4-0 win over Dijon on Saturday despite being without the suspended Neymar. Kylian Mbappe scored twice for the capital side.Marseille won 3-2 at Nimes on Friday with Argentine striker Dario Benedetto hitting a hat-trick.FacebookTwitterWhatsAppEmail分享 
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ILOILO City – Three individuals were arrested for illegal gambling in Barangay San Pedro, San Jose, Antique. Detained in custodial facility of the San Jose police station, the suspects face charges for violation of Presidential Decree 1602, which prescribes stiffer penalties on illegal gambling./PN Recovered from their possession were a deck of playing cards and bet money which amounted to P810.
Simon Bariacto, 42, of Baranagay Igsuming, San Jose; Cassmer Rosales, 41; and Ronald Huevarra, 50 – both residents of Barangay San Pedro, were caught playing tong-its around2:10 p.m. on Tuesday, police said.
J.J. Andersen became a first-time IMCA Modified feature winner on Racing For a Reason Night at Shawano Speedway. (Photo by A and H Photos)By Scott OwenSHAWANO, Wis. (July 22) – A great crowd turned out in support of the seventh annual Racing For a Reason Night Saturday at Shawano Speedway. The event raises money for local childhood cancer charities.On the track, 14-year-old Jayden Schmidt stole the show by battling with some of the best around to win his first local Karl Chevrolet Northern SportMod feature.IMCA Modified rookie J.J. Andersen also looked like a seasoned veteran en route to his first win in the division while Dan Michonski notched his second IMCA Sunoco Stock Car win of the year.
Indianapolis, In. — “World Elder Abuse Awareness Day” is June 15, Attorney General Curtis Hill has announced that his office is working with other state agencies and non-profit organizations through membership in the newly-formed Indiana Council Against Senior Exploitation (IN-CASE).IN-CASE pursues a mission of educating seniors and their caregivers on how to prevent all types of fraud. Each year, older Americans lose an estimated $2.9 billion to $36.5 billion to financial exploitation, abuse and scams, according to the National Council on Aging.“In this office, our efforts to protect consumers already involve a significant focus on seniors,” Attorney General Hill said. “We must use every available tool to safeguard Hoosiers from scammers trying to take people’s money or steal their identities. One way we make progress on this front is through collaboration with partners.”Other members of IN-CASE include the Office of the Indiana Secretary of State, the Indiana FSSA Division of Aging, the Indiana Association of Area Agencies on Aging, the Better Business Bureau Serving Central Indiana, AARP Indiana, Indiana Legal Services and other public and private organizations. To learn more about IN-CASE and various events it is sponsoring this month click here.By the year 2030, 1 out of every 5 Hoosiers will be age 65 or older, according to population projections by the Indiana Business Research Center with the IU Kelley School of Business.If you believe you or a loved one have been the victim of any type of scam or attempted scam, the Office of the Attorney General may be able to help. Click here or call 1-800-382-5516 to file a complaint.
For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps. New Delhi: Hardik Pandya’s woes has increased following all the backlash which he has received from social media following his ‘outrageous’ remarks on the show Koffee With Karan hosted by popular film director Karan Johar. The BCCI have officially suspended both Pandya and Rahul and have asked the duo to return home from the series against Australia. This has thrown their participation even in the tour of New Zealand in doubt where India will play five ODIs and three T20Is. The move comes after Committee of Administrators member Diana Edulji said that the duo should be suspended until further course of action is taken. The former India women’s cricket player had initially suggested a two-match suspension for the duo but referred the matter to the legal cell after CoA chief Vinod Rai agreed with her and recommended the same.The move was taken by BCCI legal team refused to declare their comments on women in the chat show Koffee With Karan a violation of the code of conduct. “We feel that present matter doesn’t fall under the ambit of Code of Conduct and procedure of Code of Conduct can’t be invoked in present circumstances,” the firm stated. The firm said the behaviour in question was neither a criticism of any match or against a player or support staff or match official. A senior BCCI official said this was not a code of conduct but it was about bringing an organisation to disrepute. The official cited the example of Steve Smith, who was only banned for one Test in the ICC Code of Conduct situation but was banned for one year by Cricket Australia.Read More | Don’t stand by comments made by Hardik Pandya, KL Rahul: Virat KohliVirat Kohli also distanced himself from the controversy, stating, “From the Indian cricket team point of view, any inappropriate comments that are made in that scenario are something that we definitely don’t support. We definitely as the Indian cricket team do not support views like that and that has been communicated (to the two players). I can definitely say that as the Indian cricket team and responsible cricketers we definitely don’t align with those views and those are purely individual views,” Kohli said.Pandya’s remarks were slammed as ‘misogynistic’, ‘racist’ by many Twitter users and the Board of Control for Cricket in India also jumped him, issuing a showcause notice to the all-rounder along with KL Rahul, the other cricketer present on the show. Pandya had taken to Twitter to apologise for his remarks and apparently, he has also expressed ‘regret’ over the comments when he responded to the showcause notice. The all-rounder has said the mistake will not be repeated in the future. Read More | Rahul Dravid, ‘The Wall’ turns 46- Here are some memorable knocksIn a report on PTI, Pandya said. “I made an appearance on the chat show where I have made certain statements without realising that these could be disrespectful and offend sensitivities of viewers for which I am sincerely regretful. I would like to assure you that there was no malice or any sort of ill-intent on my part to offend anyone or portray any section of the society in bad light. I made these statements in the flow of the show and had not comprehended the extent to which my statements would be found offensive.”The situation came into light with this one conversation when Johar was asking questions about not asking women’s name in a night club and what do men talk about. To this, Pandya replied, “I like to watch and observe how they (women) move. I’m little from the black side so I need to see how they move.” Pandya also boasted about how he casually discussed his sex life with his parents. “When I lost my virginity, I came home and said, ‘Main karke aya hai aaj (I had sex today)’. At a party my parents asked me ‘acha tera wala (women) kaun sa hai [who is your interest here?] so I said yeh, yeh, yeh (pointing out women)’ and they were like ‘waah proud of you beta’,” Pandya replied with laughter. 