Each car has its own characteristics and tech specs that are unique to this particular car. Thus, when being manufactured, every vehicle is assigned a unique identification number covering registration information. It often happens that this information turns out to be very useful for future car buyers. What is this registration information, how can it be used, and what is its meaning? In this post, we will talk about what this information gives to future buyers and how it can protect potential buyers.What Is a VIN Code & Where Can I Find It?It is a combination of numbers and letters that denotes a car number. It is important to consider that each vehicle is unique. So, using a VIN code, you can find out when the car was released, how many owners it had, and what this car “went through.” Obviously, this information is very useful and in-demand for future buyers. For example, by performing the license plate lookup with name or other information, you will get to know if the car is stolen or is associated with any criminal accidents, etc.How Does the VIN Code Look Like?The VIN code is a conventional designation, which consists of both letters and numbers. Such numbers are assigned so that you can find out all the necessary information about any car in the future. The assignment of the VIN number is a mandatory step, so there is no car without a unique VIN code.Where to Look?Of course, many people know about the VIN code. But not everyone knows where to find it:The first place where you can find a VIN number is, of course, a registration certificate of a car. The document is a pretty safe “location” for the VIN code since it cannot be changed or updated.In addition to documents, the magic code can be found in the car itself. The most common application of VIN codes is noted on the body of the vehicle.The identification number is also duplicated in the passenger compartment of the car, namely, in the doorway of the driver.So, make sure that you inspect all those places.Why Check a Car by Its VIN Code?There is a number of cases explaining the necessity to check the car according to the assigned VIN number:Find out the true mileage of the vehicle;Find out the history of the car with the previous owner;Learn about car involvement in an accident or whether the car was arrested;Find out information about the theft or about pledges in banks and credit institutions.All in all, checking the VIN code of the car is a good practice that allows you to avoid many different issues with the car purchase or exploitation.
3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Some advisors are cultivating millennial clients now to retain them as their portfolios grow.by: Joanne CleaverLet’s be clear: Garrett Prom isn’t a wealth manager.The Austin, Texas, fee-based financial advisor is investing in clients who are in their 20s, 30s and early 40s, with the expectation that providing holistic financial planning now will result in loyalty as their portfolios grow. In a way, millennials are annuities for his relatively new advisory practice.In November, Prom met with a couple in their mid-20s. They’d saved $50,000 – not enough for a wealth advisor to sneeze at, but a sizable sum for two young people. They needed to figure out how much to shift into a retirement account (Prom recommended a Roth IRA), how much to devote to a new car and how much to seed the down payment for the house they’d like to buy within a couple of years.Prom spent four hours helping them map out earning, saving and spending goals keyed to near-term life milestones. He opened his conversation by telling them upfront how his fee structure works. And he expects that they, like other clients, will enthusiastically refer him in the analog version of social networking: word-of-mouth.Prom’s approach hits on many of the cylinders experts say are key to winning millennial clients. Meanwhile, traditional financial marketing is missing the mark, researchers and marketing experts say. This matters because millennials have been handed a daunting set of financial circumstances: underemployment or unemployment, high student debt, a slow-growth economy and fewer chances for traditional career advancement. Having witnessed the financial meltdown of 2008 and the devastation of many older family members’ retirement, home equity and hopes, millennials are wary. continue reading » read more
“I am disappointed when I see the penalty claim,” said Bruce. “It’s not as if it hits him from a yard away, he’s reacted to it from 10 yards away. “The boy has practically caught it, signed it and kicked it into the stand. But we are away from home and the decision has gone against it. “With the goal, I know he has punched it in but I can forgive that one because I don’t think any of us saw it at the time. “But if you look at the reaction of all of our players for the penalty, everyone of them has gone up which gives you an idea. “I just hope it is not too costly for us, it’s happened a couple of times, away from home in particular.” Swans boss Michael Laudrup accepted his side had been below their best, but felt Tiendalli’s handball was a “50-50” call. “I watched the goal, Chico’s hand is into his body,” said the Dane. “It is the same with Dwight, but the problem with Dwight is he has his hands in front. “I think the goal was okay, I think the thing with Dwight is another 50-50. Of course, they would argue, I would do the same if it was the other way around. They didn’t give it.” Laudrup also revealed that Swansea are set to make a decision on when Michel Vorm should undergo an operation on his niggling knee injury. The procedure will keep him out for four or five weeks, but the Swans have yet to decide at what point he will have the surgery. “He had a scan today, he has had the injury for quite some time,” he said. “One day he will have to do something about it, he can go on but I think we have to make a decision at a certain point that he will need surgery. “It will be a clean-out, so it won’t be a long period of absence but we have to find when it is possible. “It will be four or five weeks, maybe a little less.” Hull manager Steve Bruce felt it was written in the stars that Danny Graham would end his goal drought against former club Swansea, but was less happy at the refereeing decision he claimed restricted his side to a 1-1 draw. His previous top-flight goal came on New Year’s Day. When asked if he thought fate had decided Graham would score at the Liberty Stadium, Bruce said: “That’s why he played. “Football has that knack, he had a great time here, had a big-money move to Sunderland and it has not quite happened for him. “Today will do him the world of good. Maybe it is something in the Swansea air, he usually scores in clutches so let’s hope he can do on a run now. “He’s a good player, every top player goes through a spell like he has had. When he moved he was not a regular at Swansea, so it takes him a while to get up to speed. “In that respect it was probably the worst time to get his move. It did not quite happen or him in the north east, but I know how that feels.” But the goal did not prove the winner as Chico Flores diverted a fierce Jonjo Shelvey drive into the net, although replays suggested the Spaniard’s arm had helped the ball on its way. Hull were then denied what looked like a clear penalty when Dwight Tiendalli placed both hands in the way of an Alex Bruce header. Graham left the Swans for Sunderland in January, and had not scored since. His last goal came on January 9 against Chelsea in the Capital One Cup, a run of 30 games. But the striker, on loan to the Tigers, was on hand to convert Ahmed Elmohamady’s cross in the eighth minute to score for the first time in 1,626 minutes of Premier League action. Press Association read more